Unnax is a financial technology platform that provides Banking as a Service (Baas).[1][2] It provides applications to quickly, economically, and safely connect banks and companies.[3]

IndustryFintech, Banking as a Service(BaaS)
FounderJordi Perez Roselló and Julián Díaz-Santos Hernández


The company was founded by Jordi Perez Roselló and Julián Díaz-Santos Hernández in 2015 at Spain.[3][4][5] Unnax received 1.5 million euros of financing with the help of Swanlaab Venture Factory in 2017.[6]


The multi-product platform offers payment solutions and money movements, financial data and tools for risk measurement, as well as products for the management of customer validation processes, identity verification instruments, fraud prevention, etc.[1][7]


Digital sales platforms uses Unnax money movement services to solve payment management among their users. Unnax offers services to the customers of sectors such as  financial institutions, financial technology companies, lenders, e-commerce,etc.[1]

The company helped Experian, a global information service company, to develop Experian Bank Reader, a service that allows to capture banking information online and verify the identity of the client.[7][8][9][10][11]


  1. 1.0 1.1 1.2 "El BaaS (Bank as a service) llega a España de la mano de Unnax". NoSoloEconomia: Negocios, Innovación, Personas (in Spanish). 2016-11-19. Retrieved 2018-03-02.
  2. "Nine Fintech Startups at the Fintech Investors Forum – Fintech Barcelona". 2017-06-12. Retrieved 2018-03-02.
  3. 3.0 3.1 Referente, El (2017-10-18). "Unnax capta 1,5M€ con el apoyo de Swanlaab Venture Factory". www.elreferente.es (in Spanish). Retrieved 2018-03-02.
  4. "FinTech Unconference - Spanish Fintech". Spanish Fintech (in Spanish). Retrieved 2018-03-02.
  5. BBVA (2016-12-28). "How APIs help startups | BBVA". NEWS BBVA. Retrieved 2018-03-02.
  6. Press, Europa (2017-10-18). "La plataforma Unnax tanca una ronda d'1,5 milions per créixer internacionalment". aldia.cat (in Catalan). Retrieved 2018-03-02.
  7. 7.0 7.1 "Experian Bank Reader mide el riesgo de impago de un préstamo en tiempo real" (in Spanish). Retrieved 2018-03-02.
  8. Hoy, Economía de. "Experian lanza Experian Bank Reader: el medidor de riesgo de impago del solicitante de un préstamo en tiempo real". Economía de Hoy (in Spanish). Retrieved 2018-03-02.
  9. "Experian anuncia un medidor de riesgo en tiempo real sobre el impago de préstamos". Silicon (in Spanish). 2017-11-27. Retrieved 2018-03-02.
  10. "Experian Bank Reader: el medidor de riesgo de impago de un préstamo en tiempo real - FinancialTech Magazine". FinancialTech Magazine (in Spanish). 2017-11-30. Archived from the original on 2018-01-03. Retrieved 2018-03-02.
  11. "Experian announces a real-time risk meter on loan default | risk based loan pricing model | risk based pricing in banks | risk based pricing methodology | risk based pricing formula example | risk based pricing model excel | risk based pricing insurance | risk pricing in insurance". Digital Bodha. 2017-11-27. Retrieved 2018-03-02.